Can I have an example of how the ENFIA discount is applied?

Of course! Suppose a person has 3 houses, with a taxable value of up to €500,000 for each. Their property tax is: for the first house €300, for the second €200 and for the third €100. If they have insured them all 3 for a year, the discount on the final bill will be €60 for the first house, €40 for the second and €20 for the third. A total of €120. If they have only insured the first 2, the discount drops to around €100.

Meanwhile, the cost of an annual home insurance policy that includes natural disasters cover starts at €100.